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Financial Planning for Retirement among Paid Workers Aged 20s and 30s
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20, 30대 임금근로자의 은퇴재무설계에 관한 연구

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Type
Academic journal
Author
Journal
Association of Families and Better Life Journal of Families and Better Life Vol.26 No.1 (WN.91) KCI Accredited Journals
Published
2008.2
Pages
149 - 163 (15page)

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Financial Planning for Retirement among Paid Workers Aged 20s and 30s
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Research history (2)

2008

Financial Planning for Retirement among Paid Workers Aged 20s and 30s
Cha Kyung-Wook ,  Pa ,  k Mi-Youn Journal of Families and Better Life 2008.02 Academic journal

2007

20, 30대 근로자의 은퇴재무설계
차경욱 ,  박미연 ,  김연주 가정과삶의질학회 학술발표대회 자료집 2007.11 Proceeding
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Abstract· Keywords

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This study examined the expectations and attitudes toward retirement, and financial planning for retirement among paid workers aged 20s and 30s. It compared paid workers' socio-economic, and retirement-related characteristics between those who had retirement planning and those who did not, and identified factors important to retirement planning decision. Data for this study were from a questionnaire completed by paid workers in age 20s and 30s (η=227), and were analyzed by t-tests, chi-square tests, and a logistic regression model.
The findings of this study were as follows:
First, the paid workers' expected retirement age was 56, and their ideal age for retirement was about 60. More than 85% of workers agreed that the retirement planning should begin before age 40, but just 51 % of the workers had retirement planning.
Second, the workers aged 30s, married, and those who had higher incomes and home ownership were more likely to prepare financially for their retirement.
Third, as their expected retirement age increased, the probability of decision to retirement planning increased. Those who expected that the economic status of retirees' living would be same as their current economic status were more likely to have retirement planning. The positive attitudes toward retirement had significant effect on the decision to have retirement planning.
#은퇴설계(retirement planning) #은퇴재무설계(financial planning for retirement) #임금근로자(paid workers) #은퇴에 대한 기대(expectation for retirement) #은퇴태도(attitude toward retirement)

Contents

〈Abstract〉
Ⅰ. 서론
Ⅱ. 선행연구 고찰
Ⅲ. 연구방법
Ⅳ. 연구결과 및 분석
Ⅴ. 결론 및 제언
【참고문헌】

References (37)

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1. [기타자료] - / 2007 / 경향신문(2007). 은퇴 준비 전혀 못해 60%. 2007. 7. 3 google schola 2. [학술지(정기간행물)] - 곽인숙 / 2007 / 남성직장인의 은퇴계획유형과 경제적 준비에 영향을 미치는 요인 / 한국가족자원경영학회지 11 (2) : 21 ~ 42 dbpia 3. [학술지(정기간행물)] - 김성숙 / 1992 / 도시가계의 경제적 노후준비행동과 관련요인 연구 / 소비자학연구 3 (2) : 37 ~ 52 google schola 4. [학술지(정기간행물)] - 김연정 / 1998 / 은퇴노인가계와 취업노인가계의 소득, 지출 및 자산의 비교분석 / 대한가정학회지 36 (7) : 57 ~ 68 dbpia 5. [학위논문] - 김영대 / 2004 / 중년기 직장남성의 퇴직에 대한 태도 및 노후대책에 관한 연구 / 석사 / 청주대학교 행정대학원 google schola

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