지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2011.4
- 수록면
- 51 - 62 (12page)
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초록· 키워드
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Financial consumers can invest their financial assets directly or indirectly. This investment type have effect on their financial well-being and may be influenced by their financial characteristics and investment attitude. The purposes of the study were to classify the consumers by direct and indirect investment behavior of their financial assets and to investigate their socio-economic characteristics and investment attitudes to give implications for financial counseling and education.
The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.
The data came from the 2009 Fund Investors Survey which was conducted by Korea Investors Protection Foundation. Total 2,530 consumers were analyzed using frequency, CROSSTAB, ANOVA and Duncan's multiple range test. In general, consumer tended to be rational in choosing the investment type. Noninvestors consisted of 38.5% of the sample. The economic level was the lowest for the noninvestors. The consumers who invest both indirectly and directly consisted of 21.0% and their economic level was the highest. Their investment tendency was between direct and indirect investors'. The proportion of direct investors ws 12.1% and that of indirect investors was 28.4%. Although the economic levels of indirect investors and direct investors were not statistically different, there were differences in their demographics and investment attitudes. The proportions of those aged 30-39, female and nonmarried were greater for indirect investors. They had the tendency to invest safely and diversely for a long term with reserve money. On the other hand, direct investors tended to be male, married and aged 40-49. They tended to invest intensively for a shorter term and seek returns even with borrowing money.
목차
〈Abstract〉
Ⅰ. 서론
Ⅱ. 선행연구의 고찰
Ⅲ. 연구방법
Ⅳ. 연구결과
Ⅴ. 결론 및 제언
【참고문헌】
참고문헌 (32)
참고문헌 신청
1. [보고서] - 금융투자협회 / 2010 / 주요국 가계금융자산 비교
2. [보고서] - 금융투자협회 / 2010 / 2009년 금융투자자의 투자실태에 관한 조사 보고서
4. [학술지(정기간행물)] - 김민정 / 2007 / 직업안정성과 위험감수 성향에 따른 소비자 포트폴리오 비교 분석 / 소비자정책교육연구 3 (2) : 1 ~ 21
5. [학술지(정기간행물)] - 문숙재 / 1996 / 가계의 위험자산과 안전자산 투자 분석 -금융자산을 중심으로- / 한국가정관리학회지 14 (3) : 109 ~ 120
6. [학술지(정기간행물)] - 민재형 / 2004 / 불확실성하에서의 개인의 투자행태 및 투자결정요인 / 서강경영논총 15 (2) : 111 ~ 132
2. [보고서] - 금융투자협회 / 2010 / 2009년 금융투자자의 투자실태에 관한 조사 보고서
4. [학술지(정기간행물)] - 김민정 / 2007 / 직업안정성과 위험감수 성향에 따른 소비자 포트폴리오 비교 분석 / 소비자정책교육연구 3 (2) : 1 ~ 21
5. [학술지(정기간행물)] - 문숙재 / 1996 / 가계의 위험자산과 안전자산 투자 분석 -금융자산을 중심으로- / 한국가정관리학회지 14 (3) : 109 ~ 120
6. [학술지(정기간행물)] - 민재형 / 2004 / 불확실성하에서의 개인의 투자행태 및 투자결정요인 / 서강경영논총 15 (2) : 111 ~ 132
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UCI(KEPA) : I410-ECN-0101-2012-400-004492163