지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2011.8
- 수록면
- 1 - 27 (27page)
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This paper aims at gaining deeper understanding of the possible effects of combined microfinance (CMF) product delivery. By means of a case-study on the City of Bridgetown (COB), one of the leading credit unions in Barbados, it explores the possible opportunities and challenges dealing with CMF. This case-study suggests that CMF, especially the combination credit-savings, may enhance the cost-efficiency of loan delivery and that it can generate economies of scope for marketing purposes. Savings is at the heart of the growth strategy of the credit union and has contributed to its current large breadth of outreach. The case-study suggests that CMF can also lead to increased costs and new financial risks for MFIs. It brings forward the complex interaction dynamics between different financial products which can lead to a domino effect of cumulative access barriers. Especially unbankable clients, with limited financial capacity, a challenging risk profile and exposed to information asymmetry, are vulnerable to these elements if no appropriate measures are being taken.
목차
ABSTRACT
INTRODUCTION
METHODOLOGY
HYPOTHESES
WHAT IS THE STATUS OF COMBINED MICROFINANCE IN BARBADOS?
THE CITY OF BRIDGETOWN CREDIT UNION (COB) AND COMBINED MICROFINANCE
POSSIBLE EFFECTS OF CMF ON THE ECONOMIC PERFORMANCE OF THE COB
UNDERSTANDING THE POSSIBLE EFFECTS OF CMF ON THE SOCIAL PERFORMANCE OF THE COB
CONCLUSIONS AND RECOMMENDATIONS
REFERENCES
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UCI(KEPA) : I410-ECN-0101-2013-950-000359777