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장애인의 경제적 노후준비 결정요인 연구 : 생애주기 관점으로
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논문 기본 정보

Type
Proceeding
Author
최희진 (이화여자대학교)
Journal
Korea Employment Agency for the Disabled 세미나·토론회 제3회 장애인고용패널 학술대회 논문집
Published
2011.11
Pages
639 - 660 (22page)

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장애인의 경제적 노후준비 결정요인 연구 : 생애주기 관점으로
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Abstract· Keywords

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본 연구의 목적은 생애주기에 따른 장애인들의 노후준비의 결정요인에 대해 분석하고, 이를 바탕으로 정책적 함의를 도출하는데 연구의 목적이 있다. 분석자료는 2010년 장애인고용패널조사 3차자료이며, 분석대상은 만 15세부터 75세 이하인 자 중 등록장애인 총 4277명이다. 연구는 생애주기모형에 기반하였으며, 경제적 노후준비의 결정요인을 이항로지스틱으로 분석하였다. 분석결과, 첫째, 전 생애를 통해 학력이 높을수록, 한달 수입만족도가 높을수록 경제적 노후준비를 할 가능성이 증가했다. 둘째, 생애주기별 별도의 결정요인은 30대에는 배우자가 없는 경우 경제적 노후준비를 할 가능성이 감소하였으며, 40대에는 의료비가 높을수록 경제적 노후준비를 할 가능성이 증가하였다. 50대와 60대에는 주택을 소유한 경우 경제적 노후준비를 할 가능성이 증가하였고, 60대에는 건강상태가 좋을수록 경제적 노후준비를 할 가능성이 증가하였다.
#장애인 #경제적 노후준비 #노후준비 결정요인 #생애주기

Contents

초록
Ⅰ. 서론
Ⅱ. 이론적 배경
Ⅲ. 연구방법
Ⅳ. 연구결과
Ⅴ. 결론 및 논의
참고문헌

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