지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2014.12
- 수록면
- 5 - 24 (20page)
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The intention of this study was to document how closely households follow normative descriptions of financial behavior in relation to their financial planning horizon. Modern Portfolio Theory predicts that households, in general, exhibit risk aversion. Aversion to wealth volatility should correspondingly be highest among those households with the shortest planning horizons. This study estimated percentage changes in wealth and wealth volatility over time categorized by financial planning horizon using data from the 2002 through 2010 waves of Health and Retirement Study. Modigliani ratios were computed for the entire population and by planning horizon. Zeta estimates were made by calculating the difference between the Modigliani ratios for each planning horizon and the ratio for the short-term horizon. Contrary to the conceptualized relationship between planning horizon and financial wealth volatility, results from this study show that respondents with the shortest financial planning horizons experienced lower risk-adjusted returns and greater wealth volatility. The findings of this study underscore an unmet and perhaps unrealized need for professionally provided financial planning.
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참고문헌 (12)
참고문헌 신청
1. [학술지(정기간행물)] - Black, K. / 2002 / Issues in comprehensive personal financial planning / Financial Services Review 11 : 1 ~ 9
2. [단행본] - Bodie, Z. / 2010 / Investments / McGraw-Hill Higher Education
3. [인터넷자원] - CFP Board / / Financial planning profiles of American households: The 2013 household financial planning survey and index
4. [학술지(정기간행물)] - Chandra, S. / 2007 / Crossing disciplinary boundaries : Applying financial portfolio theory to model the organization of the self-concept / Journal of Research in Personality 41 : 346 ~ 373
5. [학술지(정기간행물)] - Cordell, D. M. / 2001 / RiskPACK : How to evaluate risk tolerance / Journal of Financial Planning 14 (6) : 36 ~ 40
2. [단행본] - Bodie, Z. / 2010 / Investments / McGraw-Hill Higher Education
3. [인터넷자원] - CFP Board / / Financial planning profiles of American households: The 2013 household financial planning survey and index
4. [학술지(정기간행물)] - Chandra, S. / 2007 / Crossing disciplinary boundaries : Applying financial portfolio theory to model the organization of the self-concept / Journal of Research in Personality 41 : 346 ~ 373
5. [학술지(정기간행물)] - Cordell, D. M. / 2001 / RiskPACK : How to evaluate risk tolerance / Journal of Financial Planning 14 (6) : 36 ~ 40
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UCI(KEPA) : I410-ECN-0101-2016-300-002382009