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A Study on The Security Measures of Insurance Crimes
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보험범죄의 보안대책에 관한 연구

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Type
Academic journal
Author
Park, Hyung Sik (중부대학교 경찰행정학과)
Journal
한국융합보안학회 융합보안논문지 융합보안논문지 제16권 제6호 KCI Accredited Journals
Published
2016.1
Pages
53 - 60 (8page)

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A Study on The Security Measures of Insurance Crimes
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Security measures for the current insurance crime has focused on the capture oriented and reactive response in the screening stage of insurance payments. However, since leaving the damages that can not be healed by post-punishment, it is necessary to take measures to prevent the insurance crimes in advance. In this paper, I would like to try to identify problems through analyzing the characteristics and cases of the insurance crimes, and to present alternatives to it. The problems with the current insurance system that causes the insurance crimes are, First, When signing the insurance contract, it is too inattentive to confirm about the credit status of the policyholder, duplicate join or not, whether voluntarily sign up etc. Second, a thorough investigation or criminal charges in case of insurance accident is not being done properly. Third, information exchange and management to malicious policyholders is not being done properly. Therefore, in order to guard people from insurance crimes, First, it should strengthen the audit of such credit conditions, accident experiences in the insurance contract at the policyholders. Second, we need to block insurance crimes in advance through the continuous upgrades of insurance fraud analysis systems and social network. Third, it is necessary to strengthen the surveillance systems for the insurance crimes by the information sharing.
#Insurance #Insurance Crime #Security #Security Measures #Guard

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