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논문 기본 정보

자료유형
학술저널
저자정보
김미린 (전남대학교) 홍은실 (전남대학교)
저널정보
가정과삶의질학회 가정과삶의질연구 한국가정관리학회지 제28권 5호 (통권 제107호)
발행연도
2010.10
수록면
113 - 129 (17page)

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연구주제
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연구배경
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연구방법
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초록· 키워드

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This study explored the level and general propensity of the economic distress and the financial management behavior of household financial managers and analyzes the effects of economic distress and the sub dimensions to financial management behaviors.
The research results can be summarized as follows.
1. The overall level of economic distress of household financial managers was middle-levels and the financial management behavior were slightly higher than mid-point.
2. Regarding the household variables on the economic distress of household financial managers, education levels and occupations of husbands, monthly income, financial knowledge were the variables that had a significant negative effect on the economic distress. That is, higher education levels of husbands, husbands with management-level/professional-level career, higher monthly income, and higher level of financial knowledge generated lower economic distress.
3. Regarding the household variables and the economic distress on the financial management behavior, monthly income, and financial knowledge were the variables that had a significant positive effect on the financial management behavior. On the contrary, income-asset distress was negative variable. Thus, higher monthly income, higher level of financial knowledge, and lower level of economic distress generated higher financial management behavior.
Statistically significant differences were detected in financial management behavior sub dimensions. From this research, it could be concluded that the main variables affecting the level of financial management behaviors are income-asset distresses and financial knowledge.

목차

〈Abstract〉
Ⅰ. 연구목적
Ⅱ. 선행연구 고찰
Ⅲ. 연구방법
Ⅳ. 결과해석
Ⅴ. 결론 및 제언
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UCI(KEPA) : I410-ECN-0101-2012-400-003995292