지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
초록· 키워드
오류제보하기
Self-employment may be seen either as a survival strategy for those who cannot find any other means of earning an income or as evidence of entrepreneurial spirit and a desire to be one"s own boss. In Korean circumstances, it is generally accepted idea that the former case is more prevalent. Using the self-employment as the last income tool means that self-employed people could fall easily into poverty in old age, which requires state level affirmative actions for earning support.
It can be said broadly that there are two ways to support retired self-employed people"s income. One is retirement pension, the other is pension credit. Retirement pension for self-employed people is characterised by two tier contributions level - Class 2 contributions/Class 4 contributions. Class 2 contributions are payable on a flat-rate basis which is now ￡2.65 a week. This very low contribution rate contributes to get self-employed people involved into state pension system without excessive burdens. Pension credit is a tax-free payment for people who gain low income. Pension credit is composed of guarantee credit and savings credit, and the latter is made for encouraging the people to save money as a means of earning"s theirown living.
These UK earning support methods suggest a new approach to connecting work to welfare, inducing self-employed people to join the state social security.
It can be said broadly that there are two ways to support retired self-employed people"s income. One is retirement pension, the other is pension credit. Retirement pension for self-employed people is characterised by two tier contributions level - Class 2 contributions/Class 4 contributions. Class 2 contributions are payable on a flat-rate basis which is now ￡2.65 a week. This very low contribution rate contributes to get self-employed people involved into state pension system without excessive burdens. Pension credit is a tax-free payment for people who gain low income. Pension credit is composed of guarantee credit and savings credit, and the latter is made for encouraging the people to save money as a means of earning"s theirown living.
These UK earning support methods suggest a new approach to connecting work to welfare, inducing self-employed people to join the state social security.
목차
Ⅰ. 들어가며
Ⅱ. 국민보험의 보험료 및 급여의 체계
Ⅲ. 자영업자의 법적 개념
Ⅳ. 연금제도와 자영업자 노후소득보장
Ⅴ. 연금크레디트 제도와 소득보장
Ⅵ. 제도의 한계와 시사점
Ⅶ. 나가며
참고문헌
Abstract
참고문헌 (1)
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