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A Study on the Financial Status and Life Satisfaction of Retired Households
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은퇴가구의 경제상태 및 은퇴생활 만족도에 관한 연구

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Type
Academic journal
Author
Kihong Kim (상명대학교) Se-Jung Yang (상명대학교)
Journal
Korean Academic Society of Financial Planning Financial Planning Review Vol.10 No.1 KCI Accredited Journals
Published
2017.2
Pages
27 - 60 (34page)

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A Study on the Financial Status and Life Satisfaction of Retired Households
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Abstract· Keywords

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This study investigated financial status and life satisfaction of retired households and the factors on those. The sample included single retired and coupled retired households with no family member living with. For this, 2013 Survey of Korean Retirement and Income Study(KReIS) conducted by National Pension Research Institute was used. Various types of assets, income, expenditures were considered as financial status variables. Also some satisfaction variables were used as possible factors on life satisfaction of retired households.
The main results were summarized as follows: 1) In retired-households, real estate property was a major part of total household assets(87.0%). Transfer income was almost 2/3 of total income. 42.4% of transfer income was from public side and 23.8% from private side. 2) Male-headed households had higher life satisfaction than female-headed households. Coupled households had higher than single households. Households with higher educated households were more satified with their life than others. Retirees living in their own home were also more likely to have higher life satisfaction than others. (3) The households with more assets on various types of assets tended to have more satisfaction on both economic status and life, and the households having real asset income and money income did to have more on both. On the other hand, the households with less transfer income appeared to have higher life satisfaction than others, which might be interpreted as poor households tended to be more dependent on transfer income. The life satisfaction of upper income group was generally higher than that of lower income groups. (4) With other factors to be constant, public transfer income had the biggest influence on economic satisfaction followed by income from property, real esate/total asset, real estate. Life satisfaction of retired households was associated with public transfer income, income from property, and real estate. Also Satisfactions with family relationship, friendship, leisure activities, and health were found to be crucial factors on life satisfaction.
#은퇴가구 #자산 #소득. 경제상태 만족도 #은퇴생활 만족도 #Retired Households #Asset #Income #Financial status satisfaction #Life satisfaction

Contents

Ⅰ. 서론
Ⅱ. 선행연구 고찰
Ⅲ. 연구 문제 및 방법
Ⅳ. 연구 결과 및 해석
Ⅴ. 결론 및 제언
참고문헌
Abstract

References (32)

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[학술지(정기간행물)] - 강성호 / 2011 / 부양의식 및 공적이전소득의 사적이전소득 구축효과와 소득보장효과 / 재정정책논집 13 (1) : 113 ~ 144 dbpia [학술지(정기간행물)] - 곽민주 / 2015 / 재무적 요인이 은퇴자의 생활만족도에 미치는 영향: 신체적 심리적 요인의 상호작용효과 / Financial Planning Review 8 (1) : 1 ~ 30 dbpia [학술지(정기간행물)] - 김민정 / 2011 / 은퇴자가계의 소득수준과 소비지출 수준 변화에 따른 소득 적정성 / Financial Planning Review 4 (2) : 83 ~ 109 dbpia [학술지(정기간행물)] - 류건식 / 2008 / 사적연금제도의 노후소득보장 효과분석 / 기업경영연구 15 (3) : 189 ~ 205 dbpia [학술지(정기간행물)] - 박주영 / 2016 / 농어촌가계의 경제생활만족도 영향요인 분석 / 소비자정책교육연구 12 (4) : 51 ~ 71 dbpia

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