메뉴 건너뛰기
.. 내서재 .. 알림
소속 기관/학교 인증
인증하면 논문, 학술자료 등을  무료로 열람할 수 있어요.
한국대학교, 누리자동차, 시립도서관 등 나의 기관을 확인해보세요
(국내 대학 90% 이상 구독 중)
로그인 회원가입 고객센터 ENG
주제분류
인문학
인문학 일반 역사학 철학 종교학 어문학 기타 인문학
사회과학
사회과학 일반 경영학 관광학 교육학 군사학 문헌정보학 법학 사회학 신문방송학 심리과학 정치외교학 지리학 행정학 경제학 무역학 인류학 기타 사회과학
자연과학
자연과학 일반 물리학 생물학 생활과학 수학·통계학 천문학 지구과학 화학 기타 자연과학
공학
공학 일반 건축공학 기계공학 산업공학 재료·에너지공학 전기전자공학 조선해양공학 화학공학 컴퓨터학 기타공학
의약학
의학 일반 간호학 수의학 약학 한의학 기초의학 임상의학 기타 의약학
농수해양학
농수해양학 일반 농학 수산학 식품과학 임학 축산학 해상운송학 기타 농수해양학
예술체육학
예술 일반 디자인 미술 미용 사진 음악학 의상 체육 공연매체예술 기타 예술체육학
복합학
학제간연구 과학기술학 뇌인지과학 기술정책 기타 복합학

ENG

추천
검색

논문 기본 정보

자료유형
학술저널
저자정보
저널정보
한국재산법학회 재산법연구 재산법연구 제27권 제1호
발행연도
2010.1
수록면
213 - 240 (28page)

이용수

표지
📌
연구주제
📖
연구배경
🔬
연구방법
🏆
연구결과
AI에게 요청하기
추천
검색

초록· 키워드

오류제보하기
Generally, a group insurance policy has been defined as a contract between an insurer and an entity for the benefit of a group of people that has some relationship to the entity. The insurance company saves the cost of soliciting individual policy holders and can thus reduce agents' fees. Also, the employer can save the insurance company some costs of policy administration. These reduced overhead costs allow the insurer to sell a group policy at reduced rates. The legal relationship of a group insurance policy is the same legal relation of a individual insurance. But because of the nature of a group insurance policy, following problems are able to be raised. First, today the pressures of competition and rising costs have produced frequent delegation of administrative detail by the insurer to the employer; and often the insurer has little contact with the insured employee. With the employer carrying out many of the administrative duties traditionally performed by the insurance company, the extent to which an employer's act will bind the insurer has become of significant concern. Secondly, Most group insurance contracts contain provisions that limit the coverage of the employee to the time of employment. Therefore, it is a significant problems what constitutes an effective termination of employment within the meaning of a termination of employment clause in a group insurance policy. Third, When a group insurance plan goes into effect, a group or master policy is customarily issued to the employer or analogous policyholder, and certificate of insurance or other literature, which are prepared by the insurer, the policyholder, or both and which explain the benefits provided by the plan, are issued to the individual employees or other persons. Problems as to the extent of coverage to which the insured are entitled may arise when the master policy contains limitations on or exclusions from coverage which are not contained in the certificates or literature that is furnished to the individual insureds. Fourthly, The matter is whether the insurance company terminates coverage without notice to the insured. If the insurer need not notify the insured of the group policy's termination, the administrative costs of group insurance decrease. However, because an older employee is more likely to be uninsurable, converting group insurance into individual insurance may be an employee's only means of obtaining insurance coverage. Lastly, a contract of property insurance can be made as a contract of insurance between the group and the insurer, but for the benefit of the insured members. This research studied the factors of contract of group insurance as the meaning and of the group, agency relationship of the group, master policy and certificates of participation. That also argued whether the insurer is needed notify the insured of the group policy's termination.
#단체보험 #단체의 대리관계 #일괄보험증권 #가입증명서 #전환특권 #보험해지의 통지 #group insurance #agency relationship #master policy #certificates of participation #conversion privilege #notification of termination of coverage

목차

등록된 정보가 없습니다.

참고문헌 (26)

참고문헌 신청
Cox / 1959 / Group Insurance Contracts for Employees / Tex. L. Rev. 38 : 211 ~ google schola Donald M. Xupanec / 1981 / Group insurance : binding effects of limitations on or exclusions of coverage contained in master group policy but not in literature given individual in google schola Edward K. Esping / 2009 / 45 Tex. Jur. 3d Insurance Contracts and Coverage §147 google schola Francis C. Amendola / 2009 / Insurance, 44 C.J.S. Insurance §265, §549 google schola Laura Dietz / 2009 / Group Insurance, 44A Am. Jur. 2d Insurance §367, §1828 - 1963 google schola

함께 읽어보면 좋을 논문

논문 유사도에 따라 DBpia 가 추천하는 논문입니다. 함께 보면 좋을 연관 논문을 확인해보세요!

이 논문의 저자 정보

최근 본 자료

전체보기

댓글(0)

0