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A Study on Family Life Cycle and Housing Consumption
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생애주기가 주택소비에 미치는 영향에 관한 연구

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Type
Academic journal
Author
Journal
한국주택학회 주택연구 주택연구 제12권 제1호 KCI Accredited Journals
Published
2004.1
Pages
5 - 25 (21page)

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A Study on Family Life Cycle and Housing Consumption
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>This paper is designed to study the impact of family life cycle (FLC) on household's housing consumption. Family life cycle is represented by household head's age and income, while housing consumption includes floor areas, the number of rooms, the price of dwelling occupied by the household, monthly mortgage debt service ratio(DSR) and the probability of home ownership. In the model, the independent variables explaining housing consumption are, in addition to household head's age and income, household head's profession, education, tenure and region where he or she lives. The models for floor areas, the number of rooms, dwelling price and DSR are estimated by the ordinary least squares regression technique, whereas the model for the probability of home ownership is analyzed through the logit model. Data used are the results of survey on the demand for mortgage loans conducted by Kookmin Bank in 2001 covering more than 2000 households in major cities. The findings may be summarized as follows. First, floor areas, the number of rooms and the dwelling price increase steadily with household head's age and income but as decreasing rate. Second, the DSR decreases with household head's age and income up to the age of 50 years and then increases again. Third, the probability of home ownership also increases with household head's age and income but at decreasing rate. Fourth, such independent variables as household head's profession, education and region of residence exert some degree of impact on housing consumption but their
#가족생애주기 #주택소비 #주택구입확률 #Family Life Cycle #Housing Consumption #Probability of Housing Purchase

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Clark W / 1986p195-209 / Household in Reduction Stage Implication for the Netherland Housing Market google schola D. S. Lee / 1995 / D. S. Lee google schola Dieleman F / 1988 / A Comparative Views of Choices in Markets Controlled and Uncontrolled Housing : 457 ~ 468 google schola Duvall E. M / 1995 / Family Living, revised edition google schola Ford R / 19901971-81 / Household Life Cycle in the Urban Council Housing Sector google schola

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