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Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance-
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국내 전자금융의 환경 변화와 그 과제 -전자금융의 변화 전망과 시사점을 중심으로-

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Type
Academic journal
Author
Kim Dae Hyun (동국대학교)
Journal
The Korea Society of Digital Policy & Management 디지털융복합연구 디지털융복합연구 제19권 제5호 KCI Accredited Journals
Published
2021.1
Pages
229 - 239 (11page)

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Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance-
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Abstract· Keywords

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For this study, we have extensively analyzed the presentation data of the government's financial-related departments and the data of each financial institution and electronic financial institution.. As a result, In Korea's electronic financial environment, real changes such as first) expansion of non-face-to-face finance, second) teleworking in the financial sector, third) abolition of accredited certification, fourth) advanced voice phishing, fifth) openness of the financial industry and diversification of forms, sixth) the'walletless society'. In addition to the above, however, global changes triggered by the Fourth Industrial Revolution spread to the financial security sector, making it difficult to respond to problems such as artificial intelligence/ deep learning/ user analysis/ deepfake technology. As the proportion of electronic finance is increasing socially, it should be studied in the fields of electronic finance and its environment, and crime and criminal investigation.
#전자금융 #금융보안 #비대면 금융 #보이스피싱 #원격근무

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References (21)

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김민수 / 2009 / 국내 전자금융 서비스품질의 중요도에 관한 연구 / 금융지식연구 7(2):93~111 dbpia S. H. Lee / 2010 / Enhancing the safety of e-commerce payment and settlement and strengthening consumer protection :10~11 google schola 이재용 / 2018 / 내부자 보안위협 분석을 통한 전자금융 이상거래 탐지 및 대응방안 연구 / 한국전자거래학회지 23(4):153~169 dbpia J. E. Lee / 2017 / Liability for damages for electronic financial transaction accidents :3~7 google schola 김혜숙 / 2010 / 전자금융채널 도입이 은행의 DEA 효율성과 효과성에 미치는 영향 / 경영연구 25(2):279~306 dbpia

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