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Subject

Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance-
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국내 전자금융의 환경 변화와 그 과제 -전자금융의 변화 전망과 시사점을 중심으로-

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Type
Academic journal
Author
Kim Dae Hyun (동국대학교)
Journal
The Korea Society of Digital Policy & Management 디지털융복합연구 디지털융복합연구 제19권 제5호 KCI Accredited Journals
Published
2021.1
Pages
229 - 239 (11page)

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Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance-
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Abstract· Keywords

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For this study, we have extensively analyzed the presentation data of the government's financial-related departments and the data of each financial institution and electronic financial institution.. As a result, In Korea's electronic financial environment, real changes such as first) expansion of non-face-to-face finance, second) teleworking in the financial sector, third) abolition of accredited certification, fourth) advanced voice phishing, fifth) openness of the financial industry and diversification of forms, sixth) the'walletless society'. In addition to the above, however, global changes triggered by the Fourth Industrial Revolution spread to the financial security sector, making it difficult to respond to problems such as artificial intelligence/ deep learning/ user analysis/ deepfake technology. As the proportion of electronic finance is increasing socially, it should be studied in the fields of electronic finance and its environment, and crime and criminal investigation.

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