메뉴 건너뛰기
Library Notice
Institutional Access
If you certify, you can access the articles for free.
Check out your institutions.
ex)Hankuk University, Nuri Motors
Log in Register Help KOR
Subject
Humanities
General Humanities History Philosophy Religious Studies Linguistics and Literature Other Humanities
Social science
General Social Science Business Management Tourism Education Military Science Library and Information Science Law Sociology Journalism and Media Studies Psychological Science Political Science and Diplomacy Geography Public Administration Economics International Trade Anthropology Other Social Science
Natural science
General Natural Science Physics Biology Life Sciences Mathematics/Statistics Astronomy Earth Science Chemistry Other Natural Science
Engineering
General Engineering Architectural Engineering Mechanical Engineering Industrial Engineering Material/Energy Engineering Electrical and Electronic Engineering Marine and Ocean Engineering Chemical Engineering Computer Science Other Engineering
Medical science
General Medical Science Nursing Science Veterinary Pharmacy Traditional Korean Medicine Basic Medicine Clinical Medicine Other Medicine
Agriculture and Fishery
General Agriculture and Fishery Agriculture Fishery Science Food Science Forestry Animal Husbandry Marine Transportation Studies Other Agriculture and Fishery
Art and Kinesiology
General Arts Design Fine Arts Cosmetology Photography Music Fashion Kinesiology Performing Media Arts Other Arts and Kinesiology
Interdisciplinary Studies
Interdisciplinary Research Science and Technology Studies Brain and Cognitive Science Technology Policy Other Interdisciplinary Studies

KOR

Legal Review for Establishment of Financial Institutions Specialized in Social Finance
Recommendations
Search

사회적 금융 전문 금융기관 설립을 위한 법적 검토

논문 기본 정보

Type
Academic journal
Author
Lee Jeongmin (성균관대학교 법학연구원)
Journal
원광대학교 법학연구소 원광법학 원광법학 제36권 제4호 KCI Accredited Journals
Published
2020.1
Pages
127 - 147 (21page)

Usage

cover
Legal Review for Establishment of Financial Institutions Specialized in Social Finance
Ask AI
Recommendations
Search

Abstract· Keywords

Report Errors
Social finance, which pursues financial returns along with social values, is drawing attention as an alternative to solving new social problems beyond financial welfare and policy financing. As interest in social finance has increased around the world, Korea announced a "Revitalization plan of social economy" jointly with related ministries in 2017, and the Financial Services Commission prepared a "Revitalization plan of social finance" in 2018. Since then, the Financial Services Commission has been working to promote social finance by holding a 'Social Finance Council' with related agencies. As a result, the public sector and major banking sectors continue to expand funding and loan, but if the change in policy stance no longer provides funds from banks and the public sector, the sustainability of business operations may be difficult for companies seeking social value. In addition, existing alternative financial institutions, which were mainly funded by social value companies before the social financial revitalization policy, are not official financial institutions, and rely on private donations in the form of non-profit organizations or corporations. Therefore, it is difficult to continuously provide funds to companies if they lack funds such as donations. And, in reverse, companies that are supported do not have much responsibility for the repayment of funds, causing moral hazard. In order to strengthen the responsibility for the management of an enterprise and to achieve sustainable financing, the establishment of specialized financial institutions for social finance that can receive deposits from an unspecified number of people should be established. With the continuous inflow of private capital, a virtuous cycle of funds will be possible when funds can be supplied to social value companies. In this paper, we first reviewed the need for specialized financial institutions for social finance and existing bills proposed for the establishment of specialized financial institutions for social finance. Then, instead of the Banking Act, which has large entry regulations, this paper reviews regarding the establishment of specialized financial institutions for social finance through the enactment of special laws, as well as the law related to Credit Union, Mutual Savings Bank for the business purpose of pursuing social values. It is intended to compare the enactment of a special law with the exception of the current law, and to propose that specialized financial institutions for social finance can be established legally.
#사회적 금융 #사회적 은행 #사회적 금융 전문 금융기관 #상호저축은행 #신용협동조합

Contents

No content found

References (14)

Add References
김선민 / 2015 / 해외 사회적 은행(Social Bank)의 운영 현황 google schola 이정민 / 2018 / 사회적 금융 특화은행 설립 방안과 법적 과제 / 은행법연구 11(1):29~57 dbpia 이학승 / 2014 / 사회적 은행의 성공요인과 국내 은행에 대한 시사점 / 주간 금융경제동향 4(16) google schola 이순호 / 2017 / 금융업 진입규제 개편방안 연구 google schola 정찬우 / 2006 / 해외 대안금융기관의 현황과 시사점 google schola

Recommendations

It is an article recommended by DBpia according to the article similarity. Check out the related articles!

Related Authors

Frequently Viewed Together

A Historical Study on the U.S. Community Reinvestment Act. : Focused on It’s Upgrade Process
Yang Jun-Ho 산업혁신연구 2021 .12
Institutional review on the formation and structure of Green Finance
Choi ,  Seung-Pil Environmental Law and Policy 2022 .02
지역개발재정의 금융화 방안 연구
김은경 한국지방재정학회 세미나자료집 2018 .03

Comments(0)

0

Write first comments.