지원사업
학술연구/단체지원/교육 등 연구자 활동을 지속하도록 DBpia가 지원하고 있어요.
커뮤니티
연구자들이 자신의 연구와 전문성을 널리 알리고, 새로운 협력의 기회를 만들 수 있는 네트워킹 공간이에요.
논문 기본 정보
- 자료유형
- 학술저널
- 저자정보
- 발행연도
- 2003.2
- 수록면
- 43 - 71 (29page)
이용수
초록· 키워드
오류제보하기
E-Money is not cash. This is the conclusion that I derived from this study.
If e-money is cash, many problem that I addressed in this paper will be no more problem. But as e-money is not cash, we, especially those who concerned about payment mechanism, point out many potential problems including the effect on role of central bank bye-money.
So, agency having a responsibiliy for these issues should monitor the effect by e-money, originator of e-money and etc.
The main issues addressed in this paper are as follows:
First, this paper makes a distinction among types of e-money, IC card type versus Network type, open-loop type versus closed-loop type, online type versus offline type and accountable type versus unaccountable type, and analysises the clear and accurate criterion.
Second, generally speaking, e-money is a claim on originator of e-money and not legal tender, so, delivery of e-money by itself does not relieve of monetary obligation.
Because it is not easy to define e-money, by now there are many definitions of e-money. there is a legal uncertainty accordingly and then it is not easy to find proper law applicable to resolve a particular issue.
As a result, many problems relating to e-money would be solved through analogical application of the most proper law among the laws that apply to the cach, check, credit card, or fund transfer after analyzing type of e-money at issue.
If e-money is cash, many problem that I addressed in this paper will be no more problem. But as e-money is not cash, we, especially those who concerned about payment mechanism, point out many potential problems including the effect on role of central bank bye-money.
So, agency having a responsibiliy for these issues should monitor the effect by e-money, originator of e-money and etc.
The main issues addressed in this paper are as follows:
First, this paper makes a distinction among types of e-money, IC card type versus Network type, open-loop type versus closed-loop type, online type versus offline type and accountable type versus unaccountable type, and analysises the clear and accurate criterion.
Second, generally speaking, e-money is a claim on originator of e-money and not legal tender, so, delivery of e-money by itself does not relieve of monetary obligation.
Because it is not easy to define e-money, by now there are many definitions of e-money. there is a legal uncertainty accordingly and then it is not easy to find proper law applicable to resolve a particular issue.
As a result, many problems relating to e-money would be solved through analogical application of the most proper law among the laws that apply to the cach, check, credit card, or fund transfer after analyzing type of e-money at issue.
목차
Abstract
Ⅰ. 서론
Ⅱ. 전자화폐의 구현에 따른 쟁점
Ⅲ. 결론
참고문헌
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UCI(KEPA) : I410-ECN-0101-2009-326-013765364