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Subject

Analysis of Relationships among Factors of BSC Model's Customer Perspective in the Banking Industry
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BSC 고객관점 내부요인간의 관계분석

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Type
Academic journal
Author
Journal
Research Institute for Social Science Korean Journal of Social Science Vol.24 No.2 KCI Accredited Journals
Published
2005.12
Pages
167 - 187 (21page)

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Analysis of Relationships among Factors of BSC Model's Customer Perspective in the Banking Industry
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Abstract· Keywords

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The objective of this study is to verify the theoretical validity of the BSC model by analyzing interrelationships among the aforementioned core factors of customer perspective. Specifically, hypotheses regarding the relationships between attributes of customer value and customer satisfaction, between customer satisfaction and maintenance of current customers, between customer satisfaction and acquisition of new customers, and between customer satisfaction and customer profitability are tested.
Data are collected from 500 questionnaires distributed to branches randomly selected from banks around Daegu and Gyeongsangbuk-do area. Analysis of data shows that, first, attributes of customer value and customer satisfaction have a positive relationship which is consistent with results from previous studies. Second, customer satisfaction has a positive relationship with maintenance of current customers. This implies that customer satisfaction, customer faithfulness, and maintenance of current customers make a sound chain of customer value. Third, customer satisfaction has a positive relationship with acquisition of new customers. It implies that a sound chain of customer value attracts new customers through invitations from the current satisfied customers. Fourth, customer satisfaction has a positive relationship with customer profitability.
To improve the validity of the research, some of limitations should be overcome in the future. This study collected data from employees of selected banks only, and cross-sectionally analyzed the data. Future studies should (1) expand samples to include various types of financial institutions such as insurance companies, (2) collect additional data from various interest groups other than employees, (3) include financial data in the analysis of interrelationships, and (4) employ time-series analysis of data.

Contents

Ⅰ. 머리말
Ⅱ. 이론적 배경과 선행연구
Ⅲ. 실증분석
Ⅳ. 결론
참고문헌
〈Abstract〉

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